The first debit card for the region that builds credit. Get started today!

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JOIN US IN BUILDING A CREDIT INFRASTRUCTURE THAT WORKS FOR ALL

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HOW IT
WORKS

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Make calls to our credit score engine using APIs. When analysing risk, our data gives you an in-depth view of a prospective borrower's financial wellbeing. A simple and effective response to optimising your decision making.

Transaction For Lenders

View insights into a prospective pipeline of borrowers through our plug-and-play infrastructure. We distil transaction data into proven predictive insights that can be incorporated into scorecards and policies.

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Get real results instead of unending sales cycles. Receive qualified leads through our prequalification program. Our classification engine uses state-of-the-art modelling techniques and millions of real transactions to categorise income and expenditure with market-leading coverage and accuracy.

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USE
CASES

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01

Whether its credit cards, auto-loans and personal loans; you can now direct your loan book to the masses. Widen your portfolio by embracing personalised lending backed by data-driven insights. Make your loan book relevant to your audience, which means you can target your customers (and many more) in the right way.

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Whether it's enabling your audience to buy now and pay later or draw down their salaries whenever they want, lending has always been a slow and heavy process, this stops now. Our credit score automates decisions, streamlines underwriting, accelerates decision-making, so you can support customers even after acquisition.

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Get real results instead of unending sales cycles. Receive qualified leads through our prequalification program. Our classification engine uses state-of-the-art modelling techniques and millions of real transactions to categorise income and expenditure with market-leading coverage and accuracy.

FASTER DECISIONS

Automate decisioning, streamline underwriting and shorten customer journeys. Because you have access to more considered data, your decisions can be made quicker. The decision-making is automated. The process is more streamlined. Which means that your customers' journeys aren't as arduous as they currently are.

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INCREASE ACCEPTANCES

Use comprehensive insights to grow your loan book, without increasing risk. This is a proven way to increase your client base, without having to increase the risk of lending. Through careful and accurate information retrieval, your decisions are aided by real and relevant research.

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REDUCE RISK

Access proven predictive features derived from new data sets to reduce risk across your business. Data is so important because it is transparent. Predicting is no longer associated with risks. The process is now more watertight. Less room for mistakes.

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Onboard the next generation of responsible borrowers today

Finllect

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