When we recently spoke to Shivangi on her relationship with money, she said: “Having money makes me feel secure. After joining college, I started managing money and taking it seriously, something I’d never done before.” Ever since she became an undergrad student, Shivangi decided to spend more time learning about money and managing it smartly. She even started tracking her daily transactions on Finllect, getting cues from the app on how she could spend consciously and not go overboard.

When he’s not studying, Nikhil wants to use money as a tool for his growth and success. “Money helps me make sensible decisions in life and invest in my growth.” Nikhil’s first tryst with money began in college. “College taught me that having money wasn’t always a boon. It could quickly turn into a bane if one didn’t use it wisely.” And during the COVID-19 lock down, Nikhil realized how many unnecessary expenses he had. “My biggest concern was spending money on things I didn’t really need.

Esha might be only 21 but she’s already a pro at budgeting. She’s always super conscious of where every penny is going. That’s because, unlike most young adults who start handling money when they get to university, Esha started early. “I first came in contact with money in school when I would receive pocket money from my parents every week. During that time, I taught myself how to track my expenses and stay away from unnecessary splurges. Made sure I always had some savings left at the end of each month.” This good habit of being mindful of her expenses made her more confident about handling money.